TSP Folio is a systematic investment strategy for U.S. Thrift Savings Plan participants. Our model portfolios aim to capture most of the market’s good times and miss most of its bad times, to offer stock-like returns with bond-like volatility. We actively manage risk, switching out of TSP stock funds and into bond funds when the going gets rough. By focusing on capital preservation (missing severe market drops), investments recover more quickly during rebounds, and continue to compound gains. The resulting peace of mind allows investors to stick with the strategy for the long term.
If you’re like many investors, your retirement savings have gone through wild swings during the past five years. Some investors have taken to micro-managing their portfolio, trading frequently and biting their nails whenever the market declines. Others have panicked and pulled out of risky investments like stocks altogether. You know that this behavior won’t help you reach your retirement goals.
We know that you have better things to do with your time than to worry about your TSP retirement savings. So we created an investment strategy to look after your portfolio, and let you know when you need to take action.
Every business day, our investment strategy is updated with the latest TSP fund prices. On the last business day of every month, we determine the optimal TSP fund allocations, and send you an email alert, telling you exactly what actions you need to take to rebalance your TSP portfolio.
TSP Folio is extremely simple to use. After you receive your monthly email alert, it takes 5 minutes or less to rebalance your TSP fund allocation, by requesting an Interfund Transfer (IFT) on tsp.gov. You don’t need to be a computer genius. We show you exactly how to do it.
Are you the type who likes to look under the hood? Be our guest. The proven investment techniques and specific strategy rules used by the TSP Folio Balanced strategy are fully disclosed to members, so you can understand exactly how it works.
Many investors spend thousands of dollars a year on investment management fees and advice. The typical losses suffered during market declines, and the opportunity cost of investing a portfolio too conservatively can cost thousands of dollars in potential investment returns every year. With service options ranging from $99 to $149 a year, that makes TSP Folio a bargain. Subscribe now!
If for whatever reason you’re not satisfied with TSP Folio, simply send our support team an email within the first 30 days of your subscription and we’ll refund your payment immediately, no questions asked.
“We are glad that there are people like yourself who lend a hand to the little guy who’s just trying to do the right thing for their retirement. Thank you.” — Michael and Lilian from New York
“The answers I get back from you are always good and TSP Folio is quick to respond. Those responses in themselves build confidence in those of us who need some assistance with investment strategies.” — Bryan from Georgia
“Love your company, great service, thank you for the explanation, it makes me feel better and more knowledgeable.” — Greg from Virginia